Terms of Service
Version 2026-06-05
These terms govern your use of ReTrader. They work alongside our Disclaimer & Risk Disclosure and Privacy Policy, both incorporated by reference.
1. Acceptance of These Terms
These Terms of Service (“Terms”) form a binding agreement between you and ReTrader governing your access to and use of the ReTrader website and software service (the “Service”). By creating an account, checking the acceptance box at signup, or using the Service, you agree to these Terms, our Privacy Policy, and our Disclaimer & Risk Disclosure, each incorporated by reference. If you do not agree, do not use the Service.
2. Eligibility
You must be at least 18 years old and legally capable of entering into a binding contract. The Service is offered on an invite-only basis during its current phase and is intended for experienced, self-directed investors. You are responsible for ensuring that your use of the Service and any strategy is appropriate and lawful for you in your jurisdiction.
3. The Service — Recommend-Only Software
ReTrader is a rules-based software tool and educational service. It computes recommendations and analytics from data you provide and surfaces them in the application and via notifications. The Service does not execute trades, does not place orders, does not take custody of or access your funds, and does not connect to your brokerage account. You make and execute all trading decisions yourself. The Service is not investment, financial, legal, tax, or accounting advice; see the Disclaimer & Risk Disclosure.
4. Your Account
You are responsible for the accuracy of the information you provide, for maintaining the confidentiality of your credentials, and for all activity that occurs under your account. You agree to use a strong password, to enable available security features, and to notify us promptly of any unauthorized use. You may not share your account or create more than one account without our permission.
5. Acceptable Use
You agree not to: use the Service for any unlawful purpose; reverse engineer, decompile, copy, scrape, or create derivative works from the Service or its content; resell, redistribute, sublicense, or commercially exploit the Service or its recommendations; interfere with or disrupt the Service or its infrastructure; attempt to gain unauthorized access to any system or another user's data; or remove or obscure any proprietary notices. We may suspend or terminate access for violations.
6. Beta, Fees, and Subscriptions
The Service is currently offered on an invite-only basis and may be provided free of charge during this period. We may introduce paid subscription plans; if you subscribe, the applicable fees, billing cycle, renewal, and cancellation terms will be disclosed at the point of purchase, payments will be processed by a third-party payment processor, and subscriptions will renew automatically until canceled unless stated otherwise. Except as required by law or expressly stated, fees are non-refundable. We may change features, plans, or pricing on reasonable notice.
7. Intellectual Property
The Service, including its software, design, content, documentation, and the underlying framework and methodology, is owned by ReTrader and its licensors and is protected by intellectual-property laws. Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable license to access and use the Service for your own personal, non-commercial portfolio management. All rights not expressly granted are reserved.
8. Your Data
You retain ownership of the data you enter. You grant us a limited license to host, process, and use that data as necessary to operate and improve the Service and to provide it to you, as described in the Privacy Policy. You represent that you have the right to provide any data you submit.
9. Disclaimer of Advice and Risk
You acknowledge and agree that the Service provides educational, rules-based information only and not personalized advice; that trading securities and options involves substantial risk, including loss of capital; that any target or illustrative returns are not guarantees; and that you are solely responsible for your decisions and their outcomes. The Disclaimer & Risk Disclosure is incorporated into these Terms in full.
10. No Warranties
The Service is provided “as is” and “as available,” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Service will be uninterrupted, timely, secure, error-free, or that any output will be accurate or reliable.
11. Limitation of Liability
To the maximum extent permitted by law, ReTrader and its owners, operators, affiliates, employees, and providers will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or any loss of profits, capital, goodwill, or data, arising out of or relating to your use of or inability to use the Service. To the maximum extent permitted by law, our total aggregate liability for all claims relating to the Service will not exceed the greater of the amount you paid us for the Service in the twelve (12) months preceding the claim or USD $100.
12. Indemnification
You agree to indemnify, defend, and hold harmless ReTrader and its owners, operators, affiliates, and employees from and against any claims, losses, liabilities, damages, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to your use of the Service, your trading decisions, your data, or your violation of these Terms or any law.
13. Termination
You may stop using the Service and close your account at any time. We may suspend or terminate your access, with or without notice, if you violate these Terms, if required by law, or to protect the Service or other users. Provisions that by their nature should survive termination — including intellectual property, disclaimers, limitation of liability, indemnification, and governing law — will survive.
14. Communications (Email and SMS)
Transactional and service communications — including account, security, billing, drift alerts, stress alerts, the daily/weekly/monthly performance digest, and the end-of-month Net Liq reminder — are part of the Service and are sent to the email address associated with your account. You may adjust the digest cadence and turn off the optional reminder from your account settings, but you cannot opt out of essential account, security, or transaction-confirmation messages while you remain a user. We comply with the CAN-SPAM Act. If we send a marketing communication, it will include an unsubscribe link and you may opt out at any time. SMS notifications are optional, premium-only, and require separate verified opt-in. By opting in, you consent under the Telephone Consumer Protection Act (TCPA) to receive automated text messages from ReTrader at the verified number for account, security, and stress alerts. Message frequency varies with account activity; message and data rates may apply; reply STOP to unsubscribe, HELP for help. We do not share mobile information with third parties or affiliates for their marketing purposes.
15. Force Majeure
We will not be liable for any failure or delay in performance resulting from causes beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, pandemic, civil unrest, labor disputes, governmental actions, internet or telecommunications failures, outages of third-party hosting, database, market-data, email, SMS, or payment-processing providers, and similar events. The Service depends on third-party infrastructure; outages or degradations of those services may interrupt or impair the Service.
16. Changes to the Terms or Service
We may modify these Terms or the Service from time to time. We will update the version indicator above and, for material changes, may require renewed acceptance or provide additional notice. Your continued use after changes take effect constitutes acceptance of the revised Terms.
17. Governing Law and Dispute Resolution
These Terms are governed by the laws of [STATE/JURISDICTION — to be set by counsel], without regard to conflict-of-laws principles. The parties agree that any dispute will be resolved in the courts or by the dispute-resolution mechanism specified by counsel for that jurisdiction. [Arbitration / class-action-waiver provisions, if any, to be added by counsel.]
18. Miscellaneous
These Terms, together with the Privacy Policy and Disclaimer & Risk Disclosure, are the entire agreement between you and ReTrader regarding the Service. If any provision is held unenforceable, the remaining provisions remain in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets.
19. Contact
For questions about these Terms or to provide notices required under these Terms, contact us at Greg@retrader.ai.
These Terms are provided for general informational purposes and are not legal advice.